Car Loan Inc - Car loans, dealer reviews and car buying information Apply for a car loan - bad credit ok

Car Loan Inc has been a leader in auto financing since 2005.  We have helped tens of thousands of people from all credit backgrounds obtain new or used car loans. We provide:

  • Car loans - Good credit, bad credit or something in between.  If you need a loan, you are in the right place.

  • Car dealer reviews - Information and customer reviews of car dealers.  One of the best resources on the internet and growing very fast.

  • Car buying tools and tips - From payment calculators to negotiating tips, we have you covered.

 

Car Loan Inc - Auto Loans, Dealer Reviews and Car Buying Tips

Used car buying tips5 Pre-Owned Cars To Consider Buying

Buying a used car can be a bit overwhelming. You want something reasonably priced, but you want good value. You want the car to last and not require a lot of repairs, maybe even to have good gas mileage to keep your additional costs down. If you plan to finance your next used car, you will want to buy a car that will last at least as long as the terms of your auto loan.  Here are five cars that we feel represent some of the best makes and models available on the used car market.

Read more...



How to test drive a carWhat to Look For on The Test Drive
Test driving a car is one of the most important parts of a car purchase process. Whether you’re buying a new car or a used car, you can learn an incredible amount of important information from a test drive, if you are prepared and you know what to look for. To get the most from a test drive, you will want to make sure every element of the car works, from the A/C to the rear view mirrors.

Read more...



How to negotiate a new car purchaseHow to Negotiate the Purchase of Your Next Car or Truck

Many people dread the process of negotiating for the right price for a new or used car.  Even more confusing are the details surrounding the process of getting auto financing. The prospect of asking for a discount or coming across as unreasonable can make people feel very uncomfortable.  Also, some people feel bad knowing that their credit score is weak and wonder if they can even be approved for a bad credit car loan. This article will arm you with the tools you need to negotiate a fair deal regardless of your credit history.

Read more...



Used car buying tipsTop 10 Used Car Buying Tips

For many people, a used car loan is a much more realistic option than getting a loan to buy a new car. Used cars these days are much more dependable than ever before.  Many people upgrade to newer cars before the used car has lived out a third of its lifespan.  In addition, it is possible in todays world to check the vehicle accident history to make sure the car has not been damaged in an accident and then repaired for re-sale.  If you follow the tips outlined in this article, you will have the confidence to know that you are getting  a great deal when you choose to purchase and finance a pre-owned vehicle. 

Read more...



New car buying tipsTop 10 New Car Buying Tips

Buying a new car can be exciting and intimidating, not to mention exhausting. Many people simply decide they will skip off to the dealer and see how much the new car will cost, without having made a firm decision to buy a new car or not. Unprepared buyers often end up going home with something new in a state of elation only to later feel like they should have been more prepared and asked for a better deal on either the car or the terms of their car loan.

Read more...



How car credit worksWhat is Credit?
In today's world, everyone at some point in their life will need credit. Credit is the reputation you have for your ability to pay off loans. If you have good credit, you have a good reputation for paying back loans. Therefore, businesses (called lenders) will be more likely to loan you money than if you had bad credit. Credit is used for getting loans so you can buy houses, cars, and other things that most people can't buy simply by paying for it all at once. When you get a loan, you will be able to receive a specific amount of money, but under the condition (called a contract) that you will pay the money back a certain way. 

Read more...



Articles and Resources

How Credit Works - Learn how credit works and what lenders look for when they consider making a loan.
Rebuilding Credit - Find out how to improve your credit score if you have had credit problems in the past. 
Cost of Ownership - Before you purchase your next car, consider the total cost of owning the vehicle and not just the initial price tag.  This will help you make a smarter, more informed decision.
Loan Glossary - Here you will find a comprehensive auto loan glossary.  This will help you decode the credit jargon into plain english.

Safety and Security

The security of your information is a priority for us.  Every precaution has been taken to make sure this application is safe and secure.
  • We use strong SSL encryption to protect your data when you apply.
  • This website is hosted on a completely dedicated server in a secure facility.
  • We have an advanced dedicated hardware firewall between our server and the internet to stop hackers from gaining access to your sensitive information.
  • Our Privacy Policy is very simple.  Your data is exclusively used for the purpose of helping you get a loan.  Your personal information remains private.

Car Loan, Inc